Do I Need to Know English and Have Money to Immigrate to Canada, and are there Exceptions?

Aug 17, 2022

Some of the most frequently asked questions in our practice revolve around funds and language proficiency for immigrating to Canada. You might know of someone who lives or works in Canada without the required language level or funds. Many people wonder how this is possible.

This article will provide insight into why varying personal immigration statuses may affect requirements and how they might influence your pathway decision. We will outline the general language requirements and financial resources necessary to immigrate through the Worker, Refugee, Family, and Student Programs. The following guidelines are subject to change depending on individual situations or the current economic state and are only intended to provide a simple overview.




Foreign talent joining the Canadian workforce as temporary workers or permanent residents must have an adequate level of English or French to communicate. Though this will vary based on the type of job or employer, it’s a good idea to consider the specific language vocabulary that might be necessary. Regarding funds, temporary workers must have a confirmed job offer in place to show proof of future earnings. Permanent residents must already have sufficient funds for travel, housing, and enough to sustain themselves while they look for work in Canada.


Exceptions to Language and Monetary Requirements



Canada offers protection for people in situations of danger, victims of human rights violations, or ongoing conflict in their home country. Through the Refugee and Asylum Program, these individuals can be referred through The United Nations Refugee Agency, a designated referral organization, or a private sponsorship group. These individuals do not have to speak English or French or have a certain amount of money. Settlement programs exist that are dedicated to helping them transition and learn about the culture.



Citizens or residents of Canada can sponsor family members to live with them. Qualifying family members include spouses, children, parents, and grandparents. These sponsored family members are not required to speak English or French. However, any able-bodied person who eventually joins the workforce will need a certain comprehension of English, French, or both. For parents and grandparents, the sponsors must provide proof of sufficient income to be financially responsible.

An important condition of this immigration pathway is that sponsors who accept social assistance for anything other than a disability cannot sponsor family members.




Educational tourism has become very popular in recent years. This pathway grants international students the opportunity to continue their education in Canada. These students must have financial resources to sustain themselves during their stay. The amount of funds required can vary depending on the duration of the academic program or place of temporary settlement. In general, it includes costs related to housing, health insurance, transportation, and necessary study materials.

As for the language requirements, they are only relevant when studying subjects other than English or French. For example, marketing or a trade like carpentry. They might also differ based on the level of study (bachelor’s degree, master’s, or doctorate) or institution. Within this category, some students are eligible to work part-time to supplement their stay.


P&M Solutions Can Help You Find Your Pathway


We hope you review our content to stay up to date with the latest Canadian news so you can begin your immigration process with P & M Analysis and Solutions Services. For more information, you can watch our YouTube video series or reach out to our advisors directly to set up an appointment.

Job Interview: what to do during and after it.

Welcome to the second part of our “Job Interview” blog! Here we’ll explore a couple options to keep in mind while you’re being interviewed and the time after the interview. Being observant and attentive to the details of your performance is a must in order not just to...

How to prepare yourself for a Job Interview

We know that presenting yourself to a new company and facing an interviewer can seem intimidating. However, a job interview is a crucial part of searching for a professional placement, and a precious opportunity to get to know the company that you’re interested in....

How can I prepare my resume to work in Canada?

An essential part of starting a new life in a different country is going through the process of looking for a job. You may have traveled with an employment offer, which is fantastic! but if that's not your case, this blog is for you. Here, we’ll give you an...

Occupations in Demand in Canada – February 2023

Are you planning a move to Canada and hoping to find the right job opportunities? If so, this blog is perfect for you. We will explore the most wanted jobs across all Canadian provinces (excluding Quebec) as of February 2023. This information is subject to change over...

Different Types of Programs Available for Working in Canada

An important part of the Canadian immigration process is understanding labor shortages, economic fluctuations, and industry expansions. This will help determine which immigration pathways are best suited for you. This initial part of your journey can provide a sense...

Testing Your English or French Proficiency for Immigrating to Canada

When deciding to immigrate to Canada, one of the most challenging transitions can be adjusting to speaking a new language. Whether for work or study, for a certain time or permanently, successfully communicating is a must. With both English and French being Canada’s...

Hard-To-Fill-Skills Immigration Program in Saskatchewan, Canada

The province of Saskatchewan in Canada is known for welcoming newcomers and embracing multicultural diversity. It is a great place to consider for work if you are pursuing an immigration journey to Canada. In recent years, there has been growing difficulty in filling...